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Our Story

You Inc Wealth Education Services (formerly The Wealth Education Exchange) was formed in December of 2015 to become a local source for trusted and practical personal finance education and financial literacy. We empower the community through practical every-day financial education. Our classes help people destroy debt, budget like experts, save money, and end the cycle of living paycheck-to-paycheck to build a stronger and more philanthropic community. 

Unlike many other financial workshop presenters whose primary objectives are to steer potential clients into products or services, such as loans or insurance, our top priority is educating people about optimizing their personal finances. We look at each person in our class as an eager student, not as a potential sales lead.

Our classes teach people how to empower their own families through the basics of financial literacy. We educate students on the practical ways of how to get out of debt, save, cash-flow plan, live below one’s means, pay for college, and how to navigate finances as a young adult. Statistics show that more than 70% of Americans are not actively engaged in household budgeting, and even fewer have sufficient savings for an emergency, regardless of socio-economic levels.


Those with the least amount of financial resources have the most to gain when it comes to learning how to manage money. Our services are helpful for anyone who is bringing in any amount of money. Whether someone’s income is from a job, social security, or child support, all of us can do better with money; no matter what demographic we fall in.

Our organization is unique in that we are a husband and wife teaching team, and can speak into the lives of both men and women. We believe representation matters, and some individuals learn best when the teacher relates to their background, or to their life experiences. Angela is a native of Schenectady, and graduated from the Schenectady City School District, and Elroy is from the Bronx, NY. Elroy and Angela share their personal story of how they learned to change their mindset towards money management, budgeting, saving, getting out of debt, and paying for college. Their style is transparent, funny, and practical.  Our classes have experienced laughter, tears, and most of all hope. The power of learning how to manage one’s money touches all aspects of living.

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